Frequently Asked Questions

What states do you serve?

I offer individual and family coverage in Minnesota and Medicare plan options in Minnesota, Wisconsin, North Dakota and Florida.

As a Registered Social Security Analyst (RSSA®), I help clients understand how Social Security claiming decisions fit into their broader retirement plan in any state.

What services do you provide?

Medicare Supplement Plans
Medicare Advantage Plans
Medicare Part D Prescription Drug Plans
Hospital Indemnity Policies
Individual and Family Medical Coverage
Dental and Vision Coverage
Travel Health Insurance
Social Security Planning & Claiming Strategies (RSSA®)

What insurance companies do you work with?

As an independent insurance broker, I represent multiple insurance carriers so I can recommend coverage based on your needs rather than a single company’s products.

Carriers currently include:

Blue Cross Blue Shield
UnitedHealthcare
HealthPartners
Medica
Anthem
Humana
Allina Health | Aetna
WellCare
Guaranteed Trust Life
Blue Cross Global Solutions

Carrier availability varies by location and product type.

How much do your services cost?

The easiest way to get started is to schedule a consultation.

Before we meet, I’ll ask for information such as your prescriptions, preferred doctors, current coverage, and any specific concerns or goals. This helps me provide recommendations tailored to your unique situation.

What happens after I enroll?

My support doesn’t end after enrollment.

Clients regularly contact me with questions about medical bills, prescription costs, provider networks, claims, benefit changes, and coverage concerns. My goal is to be a resource throughout the year—not just during enrollment.

What happens if I change plans or coverage with another agent or enroll online?

Possibly.

Medicare plans can generally be changed during certain enrollment periods, including the Annual Enrollment Period (October 15 through December 7) and certain Special Enrollment Periods triggered by life events.

If you’re considering a change, contact me and I’ll help determine what options may be available.

Why should I work with an independent broker?

Independent brokers represent multiple insurance carriers and can compare options across different companies.
Rather than recommending a single carrier’s products, I evaluate plans based on your doctors, prescriptions, budget, travel needs, and personal preferences to help you find coverage that fits your situation.

What is an RSSA®?

RSSA® stands for Registered Social Security Analyst.

As an RSSA®, I help individuals and couples understand Social Security claiming options and how those decisions may affect retirement income. Social Security is one of the most important retirement decisions many people will make, and understanding your options can help you make more informed choices.

Do you provide educational presentations?

Yes.

I regularly provide educational presentations for churches, senior communities, employers, nonprofits, and community organizations.